.payment-methods {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 12px;
}

.payment-methods .payment-option {
    position: relative;
    margin: 0;
}

/* Hide default radio */
.payment-methods .form-check-input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

/* Card style label */
.payment-methods .form-check-label {
    display: block;
    padding: 8px 16px;
    border-radius: 10px;
    border: 1px solid #e4e4e7;
    background: #ffffff;
    cursor: pointer;
    font-weight: 500;
    font-size: 14px;
    position: relative;
    transition: border-color 0.15s ease, box-shadow 0.15s ease,
        background-color 0.15s ease, transform 0.06s ease;
    padding-left: 42px; /* space for custom circle */

    font-size: 15px;
    font-weight: 600;
}

/* Custom radio circle */
.payment-methods .form-check-label::before {
    content: "";
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    width: 18px;
    height: 18px;
    border-radius: 999px;
    border: 2px solid #d4d4d8;
    background: #fff;
    box-sizing: border-box;
}

/* Inner dot (hidden by default) */
.payment-methods .form-check-label::after {
    content: "";
    position: absolute;
    left: 18px;
    top: 50%;
    transform: translateY(-50%) scale(0);
    width: 10px;
    height: 10px;
    border-radius: 999px;
    background: #2563eb; /* primary color */
    transition: transform 0.15s ease;
}

/* Hover state */
.payment-methods .form-check-label:hover {
    border-color: #c7d2fe;
    box-shadow: 0 4px 10px rgba(15, 23, 42, 0.08);
    transform: translateY(-1px);
}

/* Checked state */
.payment-methods .form-check-input:checked + .form-check-label {
    border-color: #2563eb;
    background: #eff6ff;
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.25);
}

/* Checked -> circle + dot */
.payment-methods .form-check-input:checked + .form-check-label::before {
    border-color: #2563eb;
}

.payment-methods .form-check-input:checked + .form-check-label::after {
    transform: translateY(-50%) scale(1);
}

/* Focus state (keyboard) */
.payment-methods .form-check-input:focus + .form-check-label {
    outline: 2px solid #2563eb;
    outline-offset: 2px;
}

.payment_description ul {
    list-style-type: disc;
    /* ensure bullets */
    list-style-position: outside;
    /* marker outside the text */
    margin-left: 1.5em;
    /* give left space for bullets */
    padding-left: 0;
    /* avoid unwanted extra padding */
}

.payment_description ul li {
    display: list-item;
    list-style-type: disc;
    margin-bottom: 7px;
    /* ensure it is a proper list-item */
}